Workplace injuries are commonplace but very few people understand their rights.
Workplace injuries are a common occurrence that can befall anyone. Typically, when a worker is injured, the first step they take is to pursue a workers’ compensation claim or file a personal injury claim against the person or organization that caused the injury (other than their employer). While this is the right decision to make, very few people understand their rights and the factors determining the value of their claim. Here are ways to get maximum compensation following a workplace injury:
1. Report your injury immediately
Workers are required to inform their employer that they have been injured before the end of a specific time limit. In most states, the deadline is 30 days after the date of the injury. If you fail to report the injury, your claim will be deemed invalid. Reporting your injury is thus one of the most critical steps to take after an on-the-job injury.
2. Seek litigation consulting services
According to The Knowles Group, the work of litigation consultants is to assess the circumstances of your accident and weigh opposing economic demands before getting on with settlement negotiations. They are the right experts to go to if you want to understand the economic damages you are entitled to recover based on the value of your case.
3. Hire a personal injury attorney
If you were injured at work but not because of your employer, consider hiring a personal injury lawyer. Seasoned injury attorneys have the resources to conduct independent investigations and team up with other professionals to prepare a comprehensive, evidence-based claim. A lawyer will also come in handy if the case goes to court.
4. Get immediate medical treatment.
A significant portion of a personal injury settlement covers medical costs incurred by the injury victim. This means that a proper claim can only commence once you have been treated at a recognized medical facility. If you take longer than it is necessary to seek medical attention, you may create vulnerability in your case. The insurance adjusters may argue that if you were as seriously injured as you claim, you would have sought immediate medical attention.
5. Brace for an independent medical examination
There is the regular doctor examination and treatment that you voluntarily schedule, and there is an independent medical examination or SME. The latter is organized by the at-fault party’s insurance company, not to treat your injury but to assess your earlier diagnoses, treatments, and how your injury is related to your work. Insurance companies will schedule IMEs, hoping that they will find something to reduce the value of your claim. So don’t rely on their investigations. Go for a separate assessment with a reputable healthcare professional and ensure every aspect of your accident and injury is examined.
Your effort and the team of experts you work with will determine if you will get the compensation you deserve or not. Ensure you have a good lawyer by your side to help you maneuver the labyrinth of paths that is the claim-filing process. The above tips will be of great help if you are looking for a place to start.